Use Caution When Changing Cell-Phone Plans

For a while, people were adverse to the way cell phones began to dominate the telephonic market. However, because of their practicality, mobility and ease-of-use, cell phones have since become a technological staple. Without a cell phone, you might as well be invisible.

cellphone plan

Which one has the most affordable rate?

With the demand so high for this type of cellular practicality, the market has always been ripe for technology and providers. And like some of the best things in life, no good thing comes without its cost. For cell phones, it is not only the phone itself that makes ownership attractive, but the quality and affordability of the cell phone plan. Because phones these days are becomingly increasingly integrated, meaning they are also incorporating other technologies like e-mail, video, audio and Internet capabilities, the monthly cost of some of these cell phone plans has become, for some users, increasingly absurd.

Nobody should have to pay more than they need to in order to use their cell phones. Where some companies might not charge for mobile network time and access, others do. And while some cell phone providers offer great inter-network calling options, their mobile connection costs may be higher than other providers. Even others offer unlimited plans on both, though the monthly cost for this unlimited ability may outweigh the actual amount of time the user spends talking or browsing.

Fortunately there are websites and other services that exist to help you, the conscientious consumer, compare prices from different providers and find what cell phone plans work best for you. Using these services, you may find a new plan that offers exactly what plan you have, but at 25 percent less. The problem is, you’re only a year into your two-year contract. Do the math. If the cancellation fees for an aborted contract are more than what you would save by switching to a new plan, wait.

Being a Modern Woman

There is just so much to do as a modern woman. You know how it used to be, when we just let men do all of the “business” stuff, while we took care of more domestic and child care things? Well, apparently somebody decided that women are so great and so powerful that we can just do all of that stuff at the same time. While this is pretty good for my ego (I am woman! Hear me roar!), it’s also pretty complicated. Well, it is when you first get started with it. I’m learning a little bit at a time. And that’s what really matters, I hope.

Busy mom

Work + Family

So, somewhere in between taking care of my kids, the cleanliness of my home and the condition of our culinary pursuits of the evening (i.e. cooking and cleaning, since I am so Mary Tyler Moore), I also get to handle paying some bills. Did you know that you can pretty much pay every bill you will ever have, without ever bothering to leave your house? Truth be known, you don’t even have to leave your computer table (or bed, which is a very nice alternative computer using spot). While your kids might not let you have five minutes to yourself (unless you bribe them with ice cream or make them take naps), it usually only takes two or three minutes to get a few bills paid.

I mean, you can just pop open your laptop, get to your bank’s website and get the bills cracked off. I can take a deep breath, and by the time I feel the need to let it out, I’ve got my auto insurance, gas and water bills paid. I should probably keep practicing this little skill of mine. I get the feeling that if I put in enough practice time with this, I can pay every bill in just one breath.

- By Guest :)

Image source: womenonthefence.com

Three Types of Payday Loans

We’ve all been there: Some unexpected thing happens and you’re in a financial emergency. Payday loans can be a huge help in these situations. The terms of these loans vary depending on the credit, need, and employment status of the applicant. The loan process is generally the same, but the repayment methods, finance charges, and amount of the loan can vary drastically. Knowing the type of loan you need prior to filling out an application will save time.

payday loan
Another time of the month… and it’s not enough!

Faxless payday loans are common. This loan is handled through electronic signatures and voice verification of information. An applicant applies online and gives the required information either online or over the phone. A representative from the company will call employers, banks, and references to ensure that the loan is secure enough to be offered to the applicant. This particular loan application takes several hours to one full business day for completion.

Another loan that is commonly used is the military payday loan. This is a loan that has special financing, repayment, and dollar amount options specifically for military personnel. The process for these loans is slightly different because the company deals with the military personnel and their direct line of supervision. Calls are made to sergeants or other high ranking officers to determine if the applicant is eligible and is a safe risk for the loan company. Loans are repaid through automatic withdrawal from the military paycheck rather than a bank account.

Another common loan is the standard payday loan. This loan is handled through a standard process of application, paperwork, and phone calls. This loan is usually done in a cash advance office and a voided check is required for processing. Loans are repaid by the individual through a prearranged bank wire transfer of money until the loan is paid off. Regardless of which loan you choose, there’s a loan to fit every need.

Resident Evil: After Life 3D!

Done watching…

Resident-Evil-4-After Life

Experience a new dimension of evil...

This made me scream countless times! Luther is so cool. IMBA! Love how it ends!

A Real Corporate Life

Every day, a small ant arrives at work very early and starts work immediately. She produces a lot and she was happy.

I love my job!

The Chief, a lion, was surprised to see that that ant was working without supervision. He thought if the ant can produce so much without supervision, wouldn’t she produce even more if she had a supervisor!

So he recruited a cockroach who had extensive experience as supervisor and who was famous for writing excellent reports. The cockroach’s first decision was to set up a clocking in attendance system. He also needed a secretary to help him write and type his reports and he recruited a spider, who managed the archives and monitored all phone calls.

The lion was delighted with the cockroach’s reports and asked whom to produce graphs to describe production rates and to analyze trends, so that he could use them for presentations at Board meetings.
So the cockroach had to buy a new computer and a laser printer and recruited a fly to manage the IT department.

The ant, who had once been so productive and relaxed, hated this new plethora of paperwork and meetings which used up most of her time!
The lion came to the conclusion that it was high time to nominate a person in charge of the department where the ant worked. The position was given to the cicada, whose first decision was to buy a carpet and an ergonomic chair for his office. The new person in charge, the cicada, also needed a computer and a personal assistant, who he brought from his previous department, to help him prepare a Work and Budget Control Strategic Optimization Plan…

The Department where the ant works is now a sad place, where nobody laughs anymore and everybody has become upset… It was at that time that the cicada convinced the boss, the lion, of the absolute necessity to start a climatic study of the environment. Having reviewed the charges for running the ant’s department, the lion found out that the production was much less than before. So he recruited the owl, a prestigious and renowned consultant to carry out an audit and suggest solutions.

The owl spent three months in the department and came up with an enormous report, in several volumes that concluded: “The department is overstaffed…”

Guess who the lion fires first?

corporate life
You’re fired!

The ant, of course, because she “showed lack of motivation and had a negative attitude”.

Note:
The characters in this fable are fictitious; any resemblance to real people or facts withing the CORPORATION is pure coincidence…

Source: Emailed by a friend
Image: biojobblog.com & kellyskindergarten.com